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Car Insurance Knowledge Base

car insurance? I am an international student in US and I am going to buy a car. However, I don't know which insurance company has car insurance for international student. Can anyone tell me some infomation about it, scuh as the name of the company or how much it costs?
Car - Insurance? I just sold a car. It has no insurance. The car is in New Jersey. It needs to get insurance in New York. Help?
Is it necessary to buy Rental Car Insurance even though i have my car insurance policy with me? I have a car and have taken Auto insurance for it. Now my question is if i take a rental car, then my auto insurance policy for my car covers it or i need to take separate insurance for the rental car? When i took the auto insurance policy, they have taken my car details and its present in the insurance card also. If i need to take insurance for rental car, what type of insurance do i need to take excluding my auto insurance policy coverage that applies to all cars? Also if i am driving someone else car, will my insurance cover if there is any accident i have made?
How does the whole car insurance thing work? I am a 19 year old boy. My parents are buying me my first car. It is a nice pre-owned car. How does the insurance for the car generally work? Is it required? I will be in college next year. Can they take care of my car insurance? How does it work? I heard that they can put my car under their insurance. Is this true? Please explain.
How does rental car insurance offered by credit card companies (when you use the card) work? I have credit cards which say they cover me for rental car insurance when I use the card to make the full payment for the rental. How does that work? Are there any catches? Does it make sense for me to get the additional insurance from the rental agency (like Avis)? If I am in an accident, will the Credit Card insurance cover everything or will it also be charged to my regular car insurance company?
Where do car insurance companies get your driving record in CA? I hit a guys bumper while driving a company car a couple of years ago and I thought he filed a claim but the company took care of it and I never heard about it again. I'm getting car insurance and I pulled my driving record from the DMV and all I have is a seatbelt violation but no accidents. Is there another database somewhere that insurance companies will check or is it just your DMV record? Maybe this all got settled without insurance intervention and I dont' want to pay higher fees if its not necessary. Am I in the clear?
How long do car insurance companies take to pay out for a stolen written off car? I had my car nicked about two weeks ago, I have sent the insurance company all the required docs and incident form. They found the car burnt out a day later. Police were informated as soon as I realised car was gone. How long will the insurance companiy take to pay out?
How do you get proof of car insurance without a car? I had my brother listed as a driver on my insurance policy and he is moving so will no longer be using my car. The insurance company is requiring that I show proof of insurance before removing him from the policy. They are telling me there is no other way to remove him from the policy due to a DUI charge. Is it even possible to get car insurance without a car? What should I do? I have been in contact again with the insurance company and here is what they wrote back "The only proof we can accept to remove youthful driver's is Proof of Other Insurance." What is the age limit on a youthful driver? My brohter is 24.
How much does my car insurance go up after my first ticket? I got my Drivers License a month back. Today I rented a car (and fortunately with a full insurance cover) and ran into another car and got a ticket that says "Inability to control car" or something like that. I'm planning to buy a car pretty soon. Could any of you give me an idea as to how much my insurance will be effected as a result of this mishap?
How will my car insurance claim work out? My boyfriend and I got into an accident, where he was at fault. Although he was the driver, the car's mine and I'm insured under it. I have already filed an insurance claim and I'm getting an appraisal right now. The car had extreme damage to the front (hood crushed, bumper torn out, headlights busted, grille pushed in, radiator cracked, and antifreeze liquid leeking out). The car is a 2006 Toyota Avalon w/ 24,000 miles on it. Is it possible that it's totaled?
Waht to ask car insurance company when discussing repairs to my car after accident.? I was involved i car accident with the other driver taking the blame. My car is damaged and the other drivers insurance company will be contacting me regarding my car. What should I ask them? I am planning to ask about a hire car, who will repair my car or declare it a write off, can I claim for travel expenses whilst without my car and also is it okay to continu driving my damaged car before it is assessed by them. Is there anything else I should ask?
What UK car insurance companies will consider my Canadian driving experience? I recently exchanged my Canadian driving license for a full UK license but insurance quotes are so high because most companies only consider that I haven't had my full license for more than a year (in fact I have had a full Canadian license for 8 years). The insurance companies also don't seem to consider that I have had no claims on my Canadian insurance for 8 years. Does anyone know of a UK car insurance provider that will consider foreign driving experience in their quotes?
How much is car insurance for a teenager under 18 years old? If you share the car with someone, is the car insurance higher for two people instead of one? If so how much more?
How can I lower my car insurance if it is high because of bad credit? I have been told that my car insurance is high because of a bad credit rating. I am currently enrolled in a DMP to pay down some credit cards and I'm sure this is why it is so bad. Will any insurance company work with me to lower my rate? I currently have GEICO insurance bc it was the lowest I could find. I lease my car and always make my car and insurance payments on time.
What are my options for rental car insurance? I am renting a car for one month from Hertz. Their insurance is very expensive (at $25 per day, it adds $900 to my costs). I have already asked my credit card company if they offer auto insurance for a rental car. Do you have any suggestions on other options for inusuring a rental car for one month? I do not own a car, so I do not have any personal auto insurance. This rental will be in the United States.
Will my car insurance rates go up in a single car accident? Have had a perfect driving record for 20 years, last week on my way to work, hit black ice, and car overturned in the ditch - car was a total loss. Do you think my rates will rise? No injuries or property damage, just a totalled car from the crash. Have been with the same insurance company with no previous claims the past 10+ years.
Where can I find car insurance for my situation? I've been without insurance for almost a year now. I canceled my old policy because I do not drive my car anymore and I'm selling it. So I finally bought a new car, and I am currently looking for insurance. But I haven't had any insurance the past year. Where can I get insurance?
How can you negotiate with car insurance agency after a wreck if you have no insurance to cover other driver? How can you negotiate with car insurance agency after a wreck that was caused by you if you have no insurance to cover the other driver? Are there any legal ramifications?
How do you buy car insurance online if you want to drive your dons vehicle? He has full coverage but I am excluded on his policy because we have the same address. I no longer have a car so I don't carry insurance anymore but want to be covered if I need to drive my son's car.
What happens if accidently I gave false information to my car insurance during the application process? I was under the impression that my 2003 car had ABS (anti lock braking system) because my car dealer told me so, I bought it used. Accordingly during the online application for my car insurance I said that my car has an ABS System. Pretty soon after that I discovered that my car does not have such a system. I would like to inform my insurance because I do not want to have problems in case there is an accident. But will they cancel my insurance if I tell them the truth?
What is the car insurance company that offers 40% off for teenagers? What is the car insurance company that offers 40% off for teenagers if they dont use the car later than 11.00 at night , ive heard eople go on about it but cant find it! Or if you no any other ways can get cheaper car insurance , im 18 and they all seem to cost a bomb!
Car Insurance for the newly retired. Do insurance companies take account of drivers of company cars ? I have been driving for about 44 years and have had a company car for the last 20 or so. When I retire, will an insurance company take account of this with no-claims discount for a car of my own?
Do car insurance companies know when you receive a moving violation? When you ask for a new car insurance quote from your current or a new provider they always ask the question if you have been involved in an accident or have been pulled over recently etc, etc. My question is, do they already know this info and are they maybe testing me or do they really don't know? I've had two moving violations within the past 5 years and I'm wondering how to answer these questions when I shop for insurance on a new vehicle.
What is the best car insurance for a decent price? I'm 19 and I will be getting my first car soon, and I have to look for insurance. Which insurance is the best and has a decent monthly cost?
Would someones 3rd party car insurance pay out if someone sued them? A woman gave a friend a run every week, a couple of weeks ago they bumped into another car, there was no damage to either car. Her friend the passenger claimed she had whiplash, she was off work for 1 week and is now planning on suing driver. The driver only has 3rd party car insurance and was just wondering if her car insurance would pay out to passenger or would she have to pay out herself if claim goes through?
Car insurance for temporary work in California? I have a 4 months of temporary work in California and I am thinking of taking my car. My current car insurance will not cover driving for work purposes in California. What is the easiest way to get car insurance for 4 months for California?
How long do car accidents affect my insurance rates? I have heard that accidents and tickets will affect car insurance rates for five years. I was in an accident four years ago, that was determined to be my fault. Now, my (old) insurance company just settled this claim. Is this going to affect my rates for five years from the settlement date or from the date of the accident?
What insurance agency has the cheapest rates for full coverage car insurance? I need some cheap full coverage car insurance if you know a company that has cheap rates let me know please!
How much is car insurance at the cheapest? I am 17 and I wanted to get a car. I am considering all expenses, so how much would insurance cost per month on average? What about the cheapest one? Why is the cheaper ones worse that the ones like State Farm and Geico?
How much is car insurance going to cost for a 17 year old female with State Farm? I was just wondering if anyone could tell me how much it would cost for car insurance. I'm 17 and just got my license about 2 weeks ago. My parents are gonna put me down as a part time driver. We have State Farm. We will have full coverage.
Can the car insurance find out that I have been in a car accident? I have just gotten a new job and I said I havent been in a car accident, but I did twice. Are they gonna find out about it when they add me in their car insurance?
Where can I get good rental car insurance? I don't have a car so I have no car insurance. Occasionally I rent a car, but I always get screwed with the rental company's high insurance premiums. Are there any insurance companies that provide insurance on a short term basis. I have a good driving record.
What is the cheapest car insurance in Toronto, Canada for a female student w/out any prior car insurance? I am 22 years old and have never had car insurance b4. I do have the driver's certificate and currently have a G2. The basic coverage is fine as I will not be getting a new car. I will be getting a 1998-2001 car not sure of the modell yet.
What insurance is needed for rental car in California? My son leaves Ireland tomorrow Sat 17th Nov to fly to San Diego. He has rented a car to drive to Seattle - everything appears to be arranged. But I want to check he has adequate car insurance that is needed/required? He is over 25 years and has normal Travel Insurance.
What repairs will my car insurance cover? I never had car insurance or a car untill just recently so I dont know what good my insurance is, its just liability, the cheapest their is. How do I know if my car insurance will cover this repair?
How can I cancel my geico car insurance? I pay for my geico car insurance every six months because I save some money instead of paying monthly. Here is a thing I am going to out of US for 3 months and I do not need insure my car however I already paid for the 6 months. Can I cancel my car insurance and get the rest of money back? Do they have any freezing method for these situations? If I cancel my car insurance, will they charge me some money? How do they calculate this? Need specific answer, Thanks.
Car - Insurance? I just sold a car. It has no insurance. The car is in New Jersey. It needs to get insurance in New York. Help?
Can get a car insurance in Ireland if I am using an international license? I am planning to buy a car in ireland, and I posses a valid Indian license. How can I get an insurance for it? I have an appointment for drivers theory test next week. Any body please help.
How much is car insurance for older muscle cars? I heard that car insurance is pretty expensive for older muscle cars, and I'd like to know around how much a month car insurance would be for a 1968 ford mustang?
What do you think about Progressive Direct car insurance? I am purchasing a new car and for the first time car insurance. I've been shopping around online and Progressive Direct has the best rates for me. I also looked at getting Progressive through an insurance group in my area, which would cost $30 more per month for the same amount of coverage. Would it be worth the extra $30 per month to get the insurance through an insurance agency in my area? Have you had any good or bad experiences with Progressive Direct car insurance?
How do I find out my cars car insurance points rating system? Insurance companys give cars a rating number to determine if one type of car pays more insurance then the other. Where can I find out what the number of my car would be?
Is the car insurance policy invalid if the driver forgot to report the conviction? The car insurance policy is automatically renewed. The driver forgot to report to the insurance company that he had a speeding conviction before the renew date. Does that mean he has made his policy invalid and would not protected by the policy at all?
What is the car insurance company that offers 40% off for teenagers? What is the car insurance company that offers 40% off for teenagers if they dont use the car later than 11.00 at night , ive heard eople go on about it but cant find it! Or if you no any other ways can get cheaper car insurance , im 18 and they all seem to cost a bomb!
Why is car insurance such a burden on drivers? Car insurance is the only insurance that people are afraid to use. Its ridiculous. I mean if you are sick you use your medical insurance. If your house gets flooded you use your flood insurance. If your tv breaks down you use your tv insurance. But when you rear end another car you try your best to give them money to repair the car instead of using the insurance that you pay your hard earned money for? I'm sorry but doesn't this sound stupid? Isnt the point of paying for insurance is to use it when needed? Im sure all of use try our best to drive safe but when it comes time to use the insurance we try our best not to. if we have a scratch on our car we pay it out of our own wallet. These deductibles and price increases after using insurance is crazy. Anyways just my rant about car insurance. What do you guys think of it?
What happens if accidently I gave false information to my car insurance during the application process? I was under the impression that my 2003 car had ABS (anti lock braking system) because my car dealer told me so, I bought it used. Accordingly during the online application for my car insurance I said that my car has an ABS System. Pretty soon after that I discovered that my car does not have such a system. I would like to inform my insurance because I do not want to have problems in case there is an accident. But will they cancel my insurance if I tell them the truth?
Who is the cheapest car insurance provider for a 17 year old girl? By the time I get a car and car insurance, I'll be 17. I'm not sure if that will lower my quote any, but Progressive is said to be one of the cheapest and on their site it put me at over $200 (more than I can and am willing to pay, considering I know one of my friends' [who is 16] car insurance is like $160 or something). Who are some providers that are credible and priced reasonably?
How much do car insurance agents make there first year? What's the average for starting license car insurance agents? Do they only make commision or hourly too? Are the leads provided. Is it a hard industry to get into?
What do I do if my car insurance lapsed without my knowledge? I need to get tags for my car this month, only when I called my car financing company to see how much it is, they told me that my insurance had lapsed, and my registration was suspended!! I had no idea, because my cousin had gotten the insurance for me (we are now estranged, and I don't have any contact with her), and I was told by her the insurance expired in May. All my documments have been sent to her house (and she refuses to send me my mail) and I had no idea. Now, I'm terrified that I won't be able to get my registration back, or pay fines, because I just barely have enough to get new insurance and pay for my tags. I have no proof that she bought insurance for me through May or anything. Does anyone else have had to go through this? What will happen? Please help! Ok, in lieu of a really nasty post, I must clarify something. I was living with my cousin. Cousin paid for 6 months of insurance (she has a discount, and I paid her back). Since I was living with her, I used her address. We had a falling out- I no longer speak to her, nor have plans to keep in touch. However, she refuses to send me my mail. My address has since been updated, AFTER notices were sent to my cousins house. I was being entirely truthful- you just didn't read my post all the way through. please read through people's posts before posting nasty replies. It'll be greatly appreciated.
How do I make an car insurance claim for scratches through car owners? I bought a used car a few months ago that had a near flawless finish. Over the past few months it's been scratched several times by my nephew on his bike. We've talked and now I need to file a claim with my insurance. The marks are everywhere, back of the trunk, right rear quarter panel, hood, left rear quarter panel.
How do you get cheap car insurance for an 18yo? I need to find cheap car insurance for an 18yo female who owns outright an $11000.00 car. Any suggestions? I need Australian comanies only please.
Can you buy car insurance the very moment you buy a car? Do insurance companies work that quickly? Can I phone an insurance company the instant I buy a car and say, "Hey, I just bought a car. I want to get insurance for it."? I think companies should do this because if I take off from the dealership without insurance, and somebody hits me on the way home, I'm in trouble, right? I looked everywhere for this information, but I couldn't find it anywhere. Could somebody clarify this issue for me?
How can you find out what car insurance company a person has? A friend of mine had their parked car damaged by a driver and the person that did it is not willing to give out their insurance information. There was a police report and unfortunately the insurance information was not captured. Is there any ways to find out what insurance company a person has? Maybe through the DMV or alternative? I realize they may not have insurance but it still would be worth to find out. The damaged car only has liability insurance.
In what ways does buying a car affect car insurance premiums? I'm looking at buying or leasing a new car and am wondering how that'll affect my car insurance premium. Also, which features in a new car affect the premium. I have heard about red paint and sports cars causing higher premiums, but are there any other factors?
How much would i pay for car insurance? I live in NYC. I will be buying a 4 door car, probably a mazda. I had my license for nearly a year, im 20 now. I go to school and i work part-time as well. I live with my dad but he doesnt have car so i'm on my own with this one. My question is how much would i be paying a year/monthly? Btw this would be my first car, never had insurance, my credit is pretty good, and i dont have a record.
What to do when rental car got damaged and I dont have insurance? I rented a car from Enterprise and declined their insurance. I had credit card insurance. However I made a blunder of not initiating the rental in that credit card. While driving the rental car the tire blew out and the car hit the median and there is some extensive damage to the car. I am in deep trouble now as my credit car insurance will not work as I didnt initiate the car rental in that card. Is there any way that I can salvage this situation? Please help!!
How do I get car insurance over the weekend? I just bought a car and I have 3 days to get insurance on it, how can I get insurance over the weekend? Is there a place to get insurance online? or even possibly temporary insurance?
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