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Travel Insurance Knowledge Base

Travel Insurance? I am a british citizen, planning on visiting the US for about 80 days. What I am looking for is good, cheap, reliable travel insurance. I've seen some quotes that cost as much as the flight itself so any assistance would be appreciated. --Thanks.
What are the benefits of travel insurance for domestic travel in Australia? I am travelling to Syndey this weeked for a holiday from Brisbane. Should I get travel insurance? I have private health insurance. I don't think it is necessary. I have had travel insurance before but this was for overseas travel.
In Travel Insurance why is there a large difference in premiums when the policies are similar? I have been comparing travel insurance for two people under 60 for four days in europe. I have checked the excess details and there is no considerable difference between the different insurers. The policies I viewed are almost identicle and where I have seen differences, they are negligible. So why have I seen policies with premiums as high as £30 and some low as £6-£7 (and the insurance is covered by big insurers for the low ones I found too). I looked at the small print and again from what I could make of it, there was no considerable difference. What's the difference then? What am I missing? and if it is as black and white as I can see, then is it worth me just buying the insurance at the cost of £7?
Travel insurance that will cover my laptop and camera? I'm looking for a basic travelers insurance that will cover accidents and theft to my electronics without huge deductables or insane exclusions. Any recommendations? **I am not looking for renters insurance, just travel insurance.
What is best world cover travel insurance? I stay in UK and at end of month will travel to China and need to get travel insurance, probably annual in case I go off again somewhere in a years time. Previously I was with Direct Travel Insurance, they seem to have good cover and are reasonable, but do you know a better one? Pray tell!
How do you find good travel insurance? We're traveling to England in May - I've never bought travel insurance and want to know how we find good/reliable insurance? Thanks.
How does a Canadian buy travel insurance outside of Canada? I am a Canadian citizen, I pay my taxes and my medical bills on time and I am still considered a resident of Canada. I have been in China for over a year and my previous insurance ran out - which didn't matter because I am covered in China by the school I work for. Now I have to go to Ghana for a week. I'd like to buy travel insurance, but all the sites I'm finding say that you must be in Canada to buy the insurance. I can't go home first! What should I do?
What to avoid when choosing an annual travel insurance? We are choosing annual travel insurance because of frequent short trips over the weekends or a 1 week trip. Having many options out there has overwhelmed us with a lot of information. Therefore, we would want to find out what are the "No" that we should consider filtering the options?
Where is the best place to compare travel insurance products and find the best value? I am interested in worldwide travel insurance to cover multi activity, baby and US travel. But I want to get the most for my money, not just the cheapest
What can I do when the travel insurance company denies a claim? I bought a travel insurance for my dad when he came to visit last year. It was for an emergency coverage. He did got an emergency treatment for kidney failure. After long process of filing, now I got the news that it is denied due to pre-existing condition. What can anybody suggest that I do?
Can you reccomend good travel insurance for travel for a year from the UK to China? I will be working in China and need to acquire good, reliable but reasonably priced travel insurance.
How much can I expect to pay for travel insurance? I'm thinking of traveling from Canada to the USA for a week next summer. I am 69 and my wife is 67. I have high cholesterol and triglycerides treated with a statin and my wife has some balance problems. Generally, our day-to-day health is fine. Can you tell me about how much it will cost to buy travel insurance for medical risks if we decide to go?
How does Travel Insurance work with Lost/stolen luggage?must you have receipts for everything in bag? Ok Im considering buying travel insurance,but Im just wondering how does it work with Lost/stolen baggage...for example..Youre in a taxi and the taxi takes off with your baggage..In order to get reimbursed for what you lost must you have receipts of everything in that bag?can you get up to a certain amount without receipts? and once you make a claim how long does it take for you to get reimbursed?does it happen while youre still on vacation? Thanks
Where should a non-resident living in the US buy international travel insurance? I am a foreigner living in the US, so I could not buy any travel insurance that requires US residency. This summer, I will be traveling back to my home country on a business trip. I am for looking for a type of insurance that could cover my time both in my home country and during my round trip flight. Thank you very much!
Where can I get travel insurance right now? I'm going on holiday tomorrow and only just realised my travel insurance has expired. Where I can get travel insurance online right now. I'm in Ireland.
Can anyone recommend a particular travel insurance for these circumstances? My partner and I are supposed to be going on holiday in 2 weeks. However, his grandad has just been diagnosed with cancer and it doesn't look hopeful. If he (God forbid) should pass away soon, the funeral will more than likely be the week in which we were supposed to be going away. Of course we will not be able to go on holiday as attending his funeral is more important. However, I was wondering whether there is a travel insurance policy we could purchase which will cover us for such an event? We have booked our flights and hotel separately online. I don't have a credit card, it was all paid for using my debit card for my current account
I am looking for any UK travel insurance company that covers cancellation due to not being able to get visa? I live in UK. I booked a holiday in Spain. I applied for a visa. However, the travel insurance I did does not refund me if I failed to get the Schengen visa. Does any one know of a UK insurance company that offers insurance that covers trip cancellation due to visa request being rejected by the consular? Please note that my visa is not rejected yet. However, I want to be ready with a suitable insurance in case this happened.
What exactly does Travel Insurance cover me for? I am leaving for a three week trip to England on Monday and I have travel insurance set up by my family but I have no idea what it covers me for? Is it if I can't go on the trip or if I get sick on the trip, or if I lose my stuff or something?
Where can I get travel insurance for my bicycle? I'm going to the South of France for 1 week and need to protect my bike against damage on the plane/abroad. My travel insurance can not be upgrades and the best deal online is £69. Please help, I fly on Thursday.... UK companies only please.
What is a great deal for annual travel insurance in Europe? I'm looking for annual travel insurance that's quite affordable. I'm living in the UK and am staying here for another 6-7 months, my travel insurance i had has expired and I don't want to go with them as I believe they're a bit too expensive. It's only for travel in Europe with no skiing involved, but scuba diving probably. I'm 28 years old. Do most travel insurances cover loss or theft of electronic items?
What is the cheapest company in the uk to get travel insurance from? travelling to thailand and got to get hold of some travel insurance but obviously want to find the cheapest as im a student, please help!
How can I set up my own Travel Insurance Company? (and will someone give me a few million to help me start off? I would like to start my own travel insurance company to help people with pre-existing medical conditions, how do I do it then!? How do I go about setting it up? In the UK? How much capital will I need? Is it impossible? How did the other big guys start up? aaaggghh
Where can I get travel insurance without medical cover? I'm going to work abroad on a 6 month contract and want to cover my possessions, passport etc whilst in transit (will be making a few flights in this 6 months). However, as part of my contract I am getting private medical insurance, so I don't want to be paying for medical cover on the travel insurance. Does anyone know of a company who might do this? Or do I need to look at a different kind of policy, ie not travel insurance? Thanks very much Thanks guys, should have said I'm in the UK. Have rung a couple of agencies already and they say they can't do it without the medical cover and didn't know anyone who would.
Can I get travel insurance for 2 days to cover RWC trip? Going to the Rugby World Cup semi final tomorrow. Does anyone know if I can get travel insurance to cover me for just 2 days? I need it cheap otherwise I won't bother.
Are airline tickets bought with MasterCard automatically covered with travel insurance? I bought a British Airways return airline ticket from London to Chicago (USA) and travelled this month - december 2007. Unfortunately I lost my wallet in a taxi. Am I covered by travel insurance just by purchasing the ticket with my MasterCard?
how do i refund my eticket going to america which is a restricted ticket from the travel insurance? what's the best thing to do or a very good reason to the travel insurance to avail of a refund? i'm travelling on august yet but already have bought the eticket & travel insurance.
can you get travel insurance after booking my flights? i dont think im going to book travel insurance with my flights as ive already got a loan out and am waaaaaay over budget but i'll get money nxt wk...instead of waiting i want to book the tickets now as the prices keep going up...is it possible?im going to greece in august...my mother said something about whatever credit card you book your ticket under that they have travel insurance that covers you anyway??is that true?
Can you help me find travel insurance that will cover me in the even of a delay with 2 different airlines? I want to travel with 2 different airlines from the UK to a destination in Europe. Can I purchase travel insurance which will cover me in the small print for using 2 different airlines on both legs. A lot I have found will only cover me for the first leg. I have a 3 hour connecting time. Thanks in advance!
Any comprehensive annual travel insurance that you recommend? I am a frequent flyer...Is there any good and comprehensive annual travel insurance plan that you recommend?
Is Travel Insurance Mandatory for Travel to USA? My parents are travelling to USA in feb, 2008. I just want to know whether travel insurance is mandatory for international travellers coming to USA on family visits? If yes, may i have some insurance plans from reputable companies (at lower cost) which have good customer reviews? I heard that "Travelers Liberty" plan is quite cheap and good for short trip, but don't know about the reputation and claim settlement efficiency of the company who is offering this plan.
Travel insurance for people with high blood pressure? I have high blood pressure which is under control through tablets! Can anyone tell me any good travel insurance I can get without it costing a fortune please?
Do you have to declare you are pregnant for travel insurance? I am 17 weeks pregnant and going on holiday next week - when I booked the holiday the agent (when trying to sell me their travel insurance) said "Oh you're pregnant" like it mattered. Anyway their insurance was expensive so when finding cheaper online I noted there is no space to declare that I am pregnant on the online booking form - does it matter? Do I need to declare it?
Can I get travel insurance and from where? Will I still be able to take out a travel insurance policy for my holiday to Cyprus even though I was in hospital recently. I have been told by the hospital that I'm allowed to go, however my mum wants me to take out travel insurance, to cover baggage loss, stolen baggage, and any medical expenses. However my mum thinks I wont be able to get a policy because I was in hospital recently is this right?
Where can I find cheap travel insurance for children in the UK? A lot of the sites I have checked require an adult as well. I am 14, need to travel to America, and would like to spend as little money as possible on travel insurance. Linda M: Yeah, I forgot to add something about that. Obviously I would want something with good medical expenses, money for baggage loss, etc. In America, if you don't have insurance and your condition is serious, you're pretty much out of luck regarding money. Thanks for the advice. :)
what means overseas travel insurance? I have to go to Finland from India and the Finnish embasy requires an " overseas travel insurance" . what means overseas travel insurance? How much do I have to spend to get this insurance and where in India shall I apply for the same?
Can get travel insurance after thyroid cancer? A friend has had a cancer removed (about 7 months ago) and is due for another check-up in July 2008. We're travelling to USA in January and need to get travel insurance, but most companies say they won't medically insure anyone who has had cancer or is awaiting medical investigation. Can she get fully comprehensive insurance from anywhere?
Where can I get cruise travel insurance? I'm trying to find travel insurance for my mum and dad who are going for a cruise in Europe. They need to get cover for their trip and it needs to include air ambulance rescue but I'm not sure where to get it?
Should I buy travel insurance for my honeymoon to Mexico? We're headed to Playa Del Carmen for our honeymoon and it represents a significant amount of money. Is travel insurance worth it?
British Travel Insurance While In The States? Hello, I will be going to California for 26 days this summer and am currently trying to find a travel insurance to cover my trip. I might go to Mexico for a day or two as well so that should be covered too. I know that Boots does an insurance but it seems rather expensive. Do you know of any other options? Preferrably I'd like to be able to walk into a store in London and purchase it rather than doing it online. Thanks.
if i buy a joint travel insurance policy do I always have to travel with my partner to be covered? I am looking at purchasing a joint travel insurance policy, however, if I do this does it mean if I travel alone I am not covered? do I always have to travel with my partner for the policy to work?
Best place to find travel insurance for Canadian travelling to the US? Planning on visiting the US for a couple of months, like a winter snowbird, and wondering wear the best place to get travel insurance would be. Banks? Online?
Can i buy travel insurance while i am travelling in another Country.? I am travelling from central asia. And now i am currently in Kuala lumpur, Malaisia. And i am thinking about travelling to few other countries. And then, may be a bit late, now i am thinking about travel insurance. I have read from internet there are annual international insurances. But there are too many relevant/not-relevant information, and i have not enough time to read them in detail. If you have any practical suggestion, reccomendation that will be very helpfu. Thank you very much.
Help! Can you purchase travel insurance after you have left your home country? I am an Australian in Canada and my travel insurance ran out 7 days ago. My insurer will not extend my policy as it has been more than 48hrs since it lapsed, and they won't issue a new policy because I have already left the country. Does anyone know of an insurance company that will offer cover after you have already left home?
Can I buy travel insurance (primarily medical) at the airport? I didn't get a chance to buy travel insurance from my travel agent. Can I buy it at the airport? Is it usually overpriced there? Any help would be appreciated. Thanks in advance!
Travel insurance to cover cancellation due to terminal cancer in the family? My father has termianl cancer, I am looking for travel insurance for myself and my husband. Does anyone know of any companies that would cover us for cancellation or cutting the trip short if the worst happens.
How do you DE-select travel insurance on the RyanAir website? There is an option saying "No travel insurance required" but when you select that, the cost still remains in your basket. Calling them costs £1 a minute, so I'm not doing that!!
Do I really need to buy travel insurance when my Platinum credit card offers medical cover? I recently returned from a trip to the US and Canada. I didn't buy travel insurance because I figured I was covered, having used my Platinum credit card to buy the ticket. Was I just plain lucky nothing happened to me during my trip? Did I take unnecessary risks? Is my Platinum card medical cover really equivalent to a travel insurance?
where do i get medical travel insurance for applying visa? embassy is asking me to get medical travel insurance...how and where to get it???
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